I do not mean to be judgmental. But when I was a dell sales rep, customer from Bronx, NY would always be turned down when they apply for dell card services. Most of them would ask them if there is something I can do so that I can issue a card for them. Unfortunately, I can only do much. I know that there is such a thing as bad credit credit cards
. Consumers can apply for the offer that's right for them, and by making payments on time they can start down the road toward rebuilding their credit and, perhaps, their financial future.